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Smart Investing
for Every Goal

Helping individuals & families across Delhi NCR build lasting wealth, protect their future and achieve every financial goal — through expert Mutual Fund & Insurance guidance.

ARN-305095AMFI Registered Mutual Fund Distributor
5.0 ★Google Rating
Delhi NCREst. Jan 2025
SIP Growth Illustration
₹46.0 Lakh
₹5,000/mo · 20 Years · 12% p.a.
Live
₹12L ₹30L ₹46L
₹5K/mo
Monthly SIP
+283%
Returns
20 Yrs
Horizon
📈
₹1 Crore
Life Cover
💰
₹46,800
Tax Saved/yr
Why Mutual Funds?

The Smart Way to Grow Wealth

Professional management, diversification, liquidity — all in one instrument available from just ₹500/month.

📊

Professional Management

Expert Fund Managers make investment decisions using deep research — so you don't have to monitor markets daily.

🌐

Instant Diversification

One fund invests across 50–100 stocks — spreading risk automatically. Don't put all eggs in one basket.

💧

Superior Liquidity

Redeem funds within T+1 to T+3 business days. No lock-in for open-ended funds, unlike FD or PPF.

💸

Start with ₹500

Begin your wealth journey with just ₹500/month SIP. Small, consistent investing builds extraordinary results.

📉

Rupee Cost Averaging

SIP auto-buys more units when markets fall and fewer when they rise — naturally averaging your cost over time.

🏆

Power of Compounding

Returns on returns: ₹5,000/month SIP at 12% for 20 years grows from ₹12L invested to ₹46.0 Lakh.

₹5,000/month SIP Growth at 12% p.a.

*Illustrative only. Not a guaranteed return. Mutual Fund investments are subject to market risk.

1Yr
₹64K
3Yr
₹2.2L
5Yr
₹4.1L
10Yr
₹11.2L
15Yr
₹23.8L
20Yr
₹46.0L
Smart Comparisons

Make Informed Choices

Understand how different financial products truly compare before you invest or insure.

📊 MF vs PPF vs FD
🛡️ Term vs Life vs Health Insurance
Feature🏆 Mutual Fund (SIP)PPFBank FD
Expected Returns10–15% p.a. (market-linked)7.1% (govt-set)5–7.5% p.a.
Beats Inflation?✅ Yes (typically)Partially❌ Often No
Lock-in PeriodNone (ELSS: 3 yrs)15 yearsPenalty on early exit
LiquidityHigh (T+1 to T+3)Very LowLow (penalty applies)
Tax on ReturnsLTCG 12.5% above ₹1.25LFully Tax-Free (EEE)Taxable as per slab
Min Investment₹500/month SIP₹500/year₹1,000 typically
Risk LevelLow–High (per fund)Very LowVery Low
Best ForWealth creation, all goalsRetirement (risk-averse)Short-term parking
Feature🛡️ Term Insurance💰 Life Insurance🏥 Health Insurance
Primary PurposePure death protectionProtection + savingsMedical expenses
PremiumVery low (₹650–800/mo for ₹1Cr)Higher premiumsModerate
Maturity BenefitNone (pure protection)Yes — lump sum/annuityNone
Sum AssuredVery High (₹1Cr+)ModerateAs per hospitalisation
Tax BenefitSec 80C + 10(10D)Sec 80C + 10(10D)Sec 80D (₹25K–₹1L)
Cash ValueNoneSurrender value accruesNone
Ideal ForFamily income protectionLong-term savings goalMedical emergencies

*Investments are subject to market risk. Insurance is the subject matter of solicitation. Data is illustrative.

Our Services

Comprehensive Financial Solutions

Mutual Funds
Insurance Solutions
High Risk

Equity Funds

Large/Mid/Small/Flexi Cap · ELSS · Multi Cap · ⏱ 5+ Yrs

Tap for full details →
Medium Risk

Hybrid Funds

Aggressive Hybrid · Balanced Advantage · ⏱ 3–5 Yrs

Tap for full details →
Low Risk

Debt Funds

Liquid · Corporate Bond · Short Duration · ⏱ 1–3 Yrs

Tap for full details →
Goal-Based

Solution Funds

Retirement & Child Education Funds · ⏱ 10+ Yrs

Tap for full details →
High Risk

International Funds

US Equity · Global Diversified · ⏱ 5+ Yrs

Tap for full details →
Commodity

Gold & Silver Funds

Gold/Silver ETFs · Multi Commodity · ⏱ 3+ Yrs

Tap for full details →
Life

Life Insurance

Traditional & ULIP · Maturity benefit · Tax savings 80C

Tap for full details →
Term

Term Insurance

Pure protection · High cover · Lowest premium

Tap for full details →
Health

Health Insurance

Individual · Family Floater · Senior Citizen · Cashless

Tap for full details →
Family

Family Floater

Entire family · One policy · Cost-effective premium

Tap for full details →
Critical

Critical Illness

Lump sum on diagnosis · 30+ conditions · Cancer, Heart

Tap for full details →
Group

Group Insurance

Corporate health & life plans · Employee benefits

Tap for full details →
Goal Planning

Plan for Every Life Goal

We map your dreams to the right investments. Every goal deserves a strategy — tap any goal to see the plan.

🏠

Dream Home

Down payment & EMI planning

🎓

Child Education

Build the education corpus

💍

Marriage

Fund the celebration in style

🚗

Vehicle Purchase

Save systematically, buy smartly

🌍

International Travel

Your dream vacation awaits

🏖️

Retirement

Financial dignity after work

💰

Wealth Creation

Grow beyond inflation

🛡️

Family Protection

Secure the people you love

Know the Difference

SIP · STP · SWP Explained

Three powerful Mutual Fund tools — each serving a different stage of your financial journey.

SIP Explained
Watch on YouTube
📥
INVEST

SIP

Systematic Investment Plan

Invest a fixed amount every month automatically into a mutual fund of your choice. Best for building wealth through discipline and rupee-cost averaging.

Who: Salaried & earning individuals
When: Start early, invest regularly
Min: ₹500/month
Goal: Wealth creation, all life goals
Example: ₹5,000/month for 20 years at 12% = ₹46.0 Lakh (invested only ₹12L)
🔄
TRANSFER

STP

Systematic Transfer Plan

Automatically transfer a fixed amount from one mutual fund (usually Debt/Liquid) to another (usually Equity) at regular intervals. Best for moving a lump sum into equity gradually.

Who: Investors with lump sum funds
When: Market volatility, windfall receipts
Flow: Debt Fund → Equity Fund
Goal: Reduce entry risk in equity
Example: ₹10L bonus → Park in Liquid Fund → Transfer ₹50K/month into Equity Fund over 20 months
📤
WITHDRAW

SWP

Systematic Withdrawal Plan

Withdraw a fixed amount from your mutual fund investment every month — like a pension. The remaining corpus stays invested and continues to grow.

Who: Retirees, passive income seekers
When: Post retirement, goal achievement
Tax: Only redemption portion taxed
Goal: Regular monthly income from corpus
Example: ₹1Cr corpus at 10% → Withdraw ₹50K/month → Corpus lasts 30+ years
Feature
Direction
Best For
Tax
SIP
Money IN → Fund
Wealth building
LTCG / STCG on redemption
STP
Fund A → Fund B
Lumpsum entry into equity
Transfer treated as redemption
SWP
Fund → Your Bank
Retirement income
Only gains portion taxed

*Mutual Fund investments are subject to market risks. Returns are illustrative only. Past performance is not indicative of future results.

Knowledge Hub

Learn. Understand. Invest Smart.

All major financial products explained simply. Knowledge is the foundation of smart investing.

📘 What is a Mutual Fund? +

A Mutual Fund pools money from many investors, managed by a professional Fund Manager, invested in stocks, bonds or securities per the fund's objective. Best for disciplined, diversified, goal-based investing.

Equity Funds

Stocks. High risk & reward. 5+ yr horizon.

Debt Funds

Bonds. Low risk, stable returns. Short-term.

Hybrid Funds

Equity + Debt. Balanced. Moderate investors.

SIP

Monthly auto-invest. Rupee-cost averaging.

🛡️ What is Insurance? Types Explained +

Insurance transfers financial risk to an insurer via premiums. Regulated by IRDAI. Essential for every family.

Life Insurance

Pays sum to nominee on death. Family security.

Term Insurance

Pure protection. High cover, low cost.

Health Insurance

Covers hospitalisation. Essential for all.

Critical Illness

Lump sum on cancer, stroke, kidney failure.

🎯 What is SMART Goal Planning? +

Specific · Measurable · Achievable · Relevant · Time-bound. Example: "Build ₹50L for child's education by 2035 via ₹8,000/month SIP in an Equity Fund." Aligning every SIP to a specific goal and reviewing annually is the key to financial success.

📈 Equity Shares, PPF, Bonds, NPS & Debentures +

Equity Shares

Own a company. High risk, 12–15% CAGR historically. Deep research required — beginners use MFs.

PPF

Govt-backed. 7.1% tax-free. EEE status. 15-yr lock-in. ₹1.5L/yr max. Ideal for risk-averse investors.

Bonds & Debentures

Govt bonds: 6.5–7.5%, zero default. Corporate bonds: 8–11%. Check credit rating before investing.

NPS

PFRDA-regulated pension. 9–12% CAGR. ₹2L tax benefit. 60% tax-free at retirement. Age 18–70.

🏦 Savings Account — What Role Does It Play? +

Savings Account earns 2.5–4% p.a. — safe but rarely beats inflation (6–7%). Use only for 3–6 months emergency fund. Move surplus into Liquid Mutual Funds for better returns with similar liquidity. For long-term wealth, invest via SIP in diversified mutual funds.

About the Company
$

My Money My Investments

AMFI Registered Mutual Fund Distributor
Incorporated January 2025 · Delhi, India · ARN-305095

My Money My Investments is an AMFI Registered Mutual Fund Distributor (ARN-305095) dedicated to helping individuals and families across Delhi NCR and Pan India achieve their Financial Goals in a systematic manner.

We believe in educating our clients first — helping them understand their options and invest with clarity and confidence. Our client-first approach focuses on transparency, long-term thinking, and financial empowerment.

"Financial freedom is not about how much you earn — it's about how wisely you invest, protect and grow."

About the Founder
SG
Saurabh Gupta, CFP®
Founder · My Money My Investments
India 🇮🇳
✓ CFP® — FPSB India ✓ NISM Certified ✓ AMFI Registered MFD
Certification
CFP® · Issued Apr 2025
Education
B.Com · Delhi University
AMFI Registration
ARN-305095
Words of Wisdom

The Wisdom of the World's Greatest

Timeless lessons on wealth, courage and investing from legends who built empires from nothing.

"

"Someone is sitting in the shade today because someone planted a tree a long time ago."

WB
Warren Buffett
Chairman, Berkshire Hathaway
"

"In the stock market, the most important organ is the stomach, not the brain. The key is to survive the corrections."

PL
Peter Lynch
Former Fund Manager, Fidelity Magellan
"

"Invest in India. Don't be afraid of falls. The market will always reward the patient investor in the long run."

RJ
Rakesh Jhunjhunwala
The Big Bull · India's Warren Buffett
"
"

If you never try, you will never know.

Start your investment journey today — the best time to invest was yesterday, the second best time is now.
Client Reviews

What Our Clients Say About Us

Verified reviews from our clients on Google. Their trust is our greatest achievement.

Google 5.0 ★★★★★ 7 reviews on Google
AS
Ashish Singhal
★★★★★
Google

"They provide best advice for Mutual Funds investments, term insurance, life insurance & other related financial services."

Google Review · 4 months ago
RG
Ramakant Gupta
★★★★★
Google

"Best & Experienced Financial Planner. Services are Superb. 👍🏼"

Google Review · 5 months ago
SV
Sakshi Vadhwa
★★★★★
Google

"Saurabh is a gud advisor for financial planning."

Google Review · 4 months ago
FAQ

Frequently Asked Questions

Is my investment safe with My Money My Investments? +

We are AMFI Registered (ARN-305095). Your investments are held in your name directly with the AMC — not with us. We are distributors, not fund managers. Our ARN is valid till 17-Aug-2027.

How do I start investing? +

Fill our Investment Onboarding Form, contact us via WhatsApp/call, or visit us in Delhi. We'll assess your goals and risk profile and recommend a personalized plan. KYC via Aadhaar/PAN is required.

Are mutual fund returns guaranteed? +

No. Mutual fund investments are subject to market risks. Returns are not guaranteed. The principal may be exposed to risk of loss. We do not make any assured return claims. Please read all scheme-related documents carefully.

What is the minimum SIP amount? +

Most funds allow SIPs from ₹500/month. We recommend starting at ₹1,000–₹5,000/month and increasing by 10% annually. Consistency and time horizon matter more than the amount.

Our Process

How It Works

From your first conversation to a thriving portfolio — a simple 4-step journey built around your goals.

🤝
1

Free Consult

We understand your income, goals, risk appetite and current financial situation — no charges, no pressure.

📋
2

Personalised Plan

A goal-based financial plan crafted specifically for you — SIP amounts, fund selection and insurance needs.

🚀
3

Start Investing

Seamlessly invest online — 100% paperless, KYC online, SIPs in minutes.

📊
4

Track & Grow

Regular portfolio reviews, rebalancing recommendations and annual financial health check-ins.

Fund Houses We Work With

Partnered with India's Top AMCs

HDFC Mutual FundHDFC Mutual Fund
SBI Mutual FundSBI Mutual Fund
Axis Mutual FundAxis Mutual Fund
Mirae Asset MFMirae Asset MF
Parag Parikh MFParag Parikh MF
Nippon India MFNippon India MF
ICICI Prudential MFICICI Prudential MF
Kotak Mutual FundKotak Mutual Fund
Motilal Oswal MFMotilal Oswal MF
Tata Mutual FundTata Mutual Fund
DSP Mutual FundDSP Mutual Fund
Franklin TempletonFranklin Templeton
Aditya Birla Sun Life MFAditya Birla Sun Life MF
Sundaram MFSundaram MF
HDFC Mutual FundHDFC Mutual Fund
SBI Mutual FundSBI Mutual Fund
Axis Mutual FundAxis Mutual Fund
Mirae Asset MFMirae Asset MF
Parag Parikh MFParag Parikh MF
Nippon India MFNippon India MF
ICICI Prudential MFICICI Prudential MF
Kotak Mutual FundKotak Mutual Fund
Motilal Oswal MFMotilal Oswal MF
Tata Mutual FundTata Mutual Fund
DSP Mutual FundDSP Mutual Fund
Franklin TempletonFranklin Templeton
Aditya Birla Sun Life MFAditya Birla Sun Life MF
Sundaram MFSundaram MF
Invest on the Go

Download our Mobile App

Manage your mutual fund portfolio, track performance and start new SIPs — all from your phone. Completely paperless & secure.

Get it on
Google Play
Download on the
App Store
🔑
Your Broker Code
mmmiconnect

Enter broker code mmmiconnect when signing up to link your account with My Money My Investments

Investor Tools

Quick Investor Services

Handy links to check your KYC, access AMFI data, and more

Check KYC StatusVerify your KYC at CVLKRA 📊 NAV LookupCheck fund NAV via AMFI 🔐 Client PortalTrack your investments 📋 Investment FormStart your investment journey
💰 SIP Calculator

Want to Become a Crorepati?

Find out exactly how much you need to invest every month — and how long it takes to reach ₹1 Crore. Your ₹1 Crore dream starts here. 🎯

How much SIP do you invest?

Set your monthly SIP and expected return — we'll tell you when you hit ₹1 Crore.

₹5,000
₹1,000₹1 Lakh
12%
6% (Conservative)20% (Aggressive)
₹1 Crore
₹25 Lakh₹10 Crore
You will become
Crorepati 🏆
by achieving your goal in
Years
Total Invested
Wealth Gain
Ready to start your ₹1 Crore journey?
Talk to Saurabh Gupta, CFP® — Delhi's trusted AMFI Registered MF Distributor
Get In Touch

Begin Your Financial Journey

Or use our Investment Onboarding Form →

📍

Delhi, India

Serving Delhi NCR & Pan India · Find on Google Maps →

📞

+91 78389 00555

mmmioffice@gmail.com

🔐

Client Portal Login

View portfolio, reports & statements

📋

Start Investing — Online Form

Fill our investment onboarding form

⚠️ My Money My Investments — AMFI Registered Mutual Fund Distributor | ARN-305095 | Validity: 17-Aug-2024 to 17-Aug-2027
Mutual Fund Investments: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns and may not necessarily provide a basis for comparison with other investments. No guaranteed or assured returns. Principal may be exposed to risk of loss.
Regular Plan Disclosure (AMFI/SEBI Mandated): My Money My Investments distributes Regular Plans of Mutual Funds. The scheme(s) you subscribe to through us are Regular Plans, which involve payment of commission/distributor fee to the MFD. The commission/brokerage structure received from AMCs is available on request and as per AMFI guidelines.
Expense Ratio: The expense ratio of a Regular Plan is higher than that of a Direct Plan of the same scheme due to distributor commissions embedded in the Regular Plan. Higher expense ratio may result in lower returns compared to a Direct Plan over the long term.
Why We Do Not Offer Direct Plans: My Money My Investments is compensated solely through trail commission on Regular Plans. We do not receive any commission on Direct Plans and accordingly do not facilitate them. Investors may approach the AMC directly or via SEBI-registered RIAs for Direct Plans.
Insurance: Insurance is the subject matter of solicitation. Benefits & claims subject to insurer terms & conditions. Read policy documents carefully before purchase. Tax benefits subject to changes in tax laws.
This website is for information and education purposes only and does not constitute investment advice, solicitation, or recommendation to buy or sell any securities. Please consult a qualified financial advisor before making investment decisions.
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