Helping individuals & families across Delhi NCR build lasting wealth, protect their future and achieve every financial goal — through expert Mutual Fund & Insurance guidance.
Professional management, diversification, liquidity — all in one instrument available from just ₹500/month.
Expert Fund Managers make investment decisions using deep research — so you don't have to monitor markets daily.
One fund invests across 50–100 stocks — spreading risk automatically. Don't put all eggs in one basket.
Redeem funds within T+1 to T+3 business days. No lock-in for open-ended funds, unlike FD or PPF.
Begin your wealth journey with just ₹500/month SIP. Small, consistent investing builds extraordinary results.
SIP auto-buys more units when markets fall and fewer when they rise — naturally averaging your cost over time.
Returns on returns: ₹5,000/month SIP at 12% for 20 years grows from ₹12L invested to ₹46.0 Lakh.
Understand how different financial products truly compare before you invest or insure.
| Feature | 🏆 Mutual Fund (SIP) | PPF | Bank FD |
|---|---|---|---|
| Expected Returns | 10–15% p.a. (market-linked) | 7.1% (govt-set) | 5–7.5% p.a. |
| Beats Inflation? | ✅ Yes (typically) | Partially | ❌ Often No |
| Lock-in Period | None (ELSS: 3 yrs) | 15 years | Penalty on early exit |
| Liquidity | High (T+1 to T+3) | Very Low | Low (penalty applies) |
| Tax on Returns | LTCG 12.5% above ₹1.25L | Fully Tax-Free (EEE) | Taxable as per slab |
| Min Investment | ₹500/month SIP | ₹500/year | ₹1,000 typically |
| Risk Level | Low–High (per fund) | Very Low | Very Low |
| Best For | Wealth creation, all goals | Retirement (risk-averse) | Short-term parking |
| Feature | 🛡️ Term Insurance | 💰 Life Insurance | 🏥 Health Insurance |
|---|---|---|---|
| Primary Purpose | Pure death protection | Protection + savings | Medical expenses |
| Premium | Very low (₹650–800/mo for ₹1Cr) | Higher premiums | Moderate |
| Maturity Benefit | None (pure protection) | Yes — lump sum/annuity | None |
| Sum Assured | Very High (₹1Cr+) | Moderate | As per hospitalisation |
| Tax Benefit | Sec 80C + 10(10D) | Sec 80C + 10(10D) | Sec 80D (₹25K–₹1L) |
| Cash Value | None | Surrender value accrues | None |
| Ideal For | Family income protection | Long-term savings goal | Medical emergencies |
*Investments are subject to market risk. Insurance is the subject matter of solicitation. Data is illustrative.
Large/Mid/Small/Flexi Cap · ELSS · Multi Cap · ⏱ 5+ Yrs
Aggressive Hybrid · Balanced Advantage · ⏱ 3–5 Yrs
Liquid · Corporate Bond · Short Duration · ⏱ 1–3 Yrs
Retirement & Child Education Funds · ⏱ 10+ Yrs
US Equity · Global Diversified · ⏱ 5+ Yrs
Gold/Silver ETFs · Multi Commodity · ⏱ 3+ Yrs
Traditional & ULIP · Maturity benefit · Tax savings 80C
Pure protection · High cover · Lowest premium
Individual · Family Floater · Senior Citizen · Cashless
Entire family · One policy · Cost-effective premium
Lump sum on diagnosis · 30+ conditions · Cancer, Heart
Corporate health & life plans · Employee benefits
We map your dreams to the right investments. Every goal deserves a strategy — tap any goal to see the plan.
Down payment & EMI planning
Build the education corpus
Fund the celebration in style
Save systematically, buy smartly
Your dream vacation awaits
Financial dignity after work
Grow beyond inflation
Secure the people you love
Three powerful Mutual Fund tools — each serving a different stage of your financial journey.
*Mutual Fund investments are subject to market risks. Returns are illustrative only. Past performance is not indicative of future results.
All major financial products explained simply. Knowledge is the foundation of smart investing.
A Mutual Fund pools money from many investors, managed by a professional Fund Manager, invested in stocks, bonds or securities per the fund's objective. Best for disciplined, diversified, goal-based investing.
Stocks. High risk & reward. 5+ yr horizon.
Bonds. Low risk, stable returns. Short-term.
Equity + Debt. Balanced. Moderate investors.
Monthly auto-invest. Rupee-cost averaging.
Insurance transfers financial risk to an insurer via premiums. Regulated by IRDAI. Essential for every family.
Pays sum to nominee on death. Family security.
Pure protection. High cover, low cost.
Covers hospitalisation. Essential for all.
Lump sum on cancer, stroke, kidney failure.
Specific · Measurable · Achievable · Relevant · Time-bound. Example: "Build ₹50L for child's education by 2035 via ₹8,000/month SIP in an Equity Fund." Aligning every SIP to a specific goal and reviewing annually is the key to financial success.
Own a company. High risk, 12–15% CAGR historically. Deep research required — beginners use MFs.
Govt-backed. 7.1% tax-free. EEE status. 15-yr lock-in. ₹1.5L/yr max. Ideal for risk-averse investors.
Govt bonds: 6.5–7.5%, zero default. Corporate bonds: 8–11%. Check credit rating before investing.
PFRDA-regulated pension. 9–12% CAGR. ₹2L tax benefit. 60% tax-free at retirement. Age 18–70.
Savings Account earns 2.5–4% p.a. — safe but rarely beats inflation (6–7%). Use only for 3–6 months emergency fund. Move surplus into Liquid Mutual Funds for better returns with similar liquidity. For long-term wealth, invest via SIP in diversified mutual funds.
My Money My Investments is an AMFI Registered Mutual Fund Distributor (ARN-305095) dedicated to helping individuals and families across Delhi NCR and Pan India achieve their Financial Goals in a systematic manner.
We believe in educating our clients first — helping them understand their options and invest with clarity and confidence. Our client-first approach focuses on transparency, long-term thinking, and financial empowerment.
"Financial freedom is not about how much you earn — it's about how wisely you invest, protect and grow."
Timeless lessons on wealth, courage and investing from legends who built empires from nothing.
"Someone is sitting in the shade today because someone planted a tree a long time ago."
"In the stock market, the most important organ is the stomach, not the brain. The key is to survive the corrections."
"Invest in India. Don't be afraid of falls. The market will always reward the patient investor in the long run."
Verified reviews from our clients on Google. Their trust is our greatest achievement.
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We are AMFI Registered (ARN-305095). Your investments are held in your name directly with the AMC — not with us. We are distributors, not fund managers. Our ARN is valid till 17-Aug-2027.
Fill our Investment Onboarding Form, contact us via WhatsApp/call, or visit us in Delhi. We'll assess your goals and risk profile and recommend a personalized plan. KYC via Aadhaar/PAN is required.
No. Mutual fund investments are subject to market risks. Returns are not guaranteed. The principal may be exposed to risk of loss. We do not make any assured return claims. Please read all scheme-related documents carefully.
Most funds allow SIPs from ₹500/month. We recommend starting at ₹1,000–₹5,000/month and increasing by 10% annually. Consistency and time horizon matter more than the amount.
From your first conversation to a thriving portfolio — a simple 4-step journey built around your goals.
We understand your income, goals, risk appetite and current financial situation — no charges, no pressure.
A goal-based financial plan crafted specifically for you — SIP amounts, fund selection and insurance needs.
Seamlessly invest online — 100% paperless, KYC online, SIPs in minutes.
Regular portfolio reviews, rebalancing recommendations and annual financial health check-ins.














Manage your mutual fund portfolio, track performance and start new SIPs — all from your phone. Completely paperless & secure.
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Handy links to check your KYC, access AMFI data, and more
Find out exactly how much you need to invest every month — and how long it takes to reach ₹1 Crore. Your ₹1 Crore dream starts here. 🎯
Set your monthly SIP and expected return — we'll tell you when you hit ₹1 Crore.
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